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$675,000
56 Days On Site

20 NEPTUNE DRIVE
JOPPA, MD 21085

For Sale|Single Family Residence|Active
3
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
2,100
SqFt
$321
/SqFt
1971
Built
Subdivision:
RUMSEY ISLAND
County:
HARFORD
Listing courtesy of EXP Realty, LLC

Due to the health concerns created by Coronavirus we are offering personal 1-1 online video walkthough tours where possible.

Call Now: 410-449-1301
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410-449-1301
20 NEPTUNE DRIVE20 NEPTUNE DRIVE20 NEPTUNE DRIVE20 NEPTUNE DRIVE
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SPECIAL RATE OFFER! SELLER WILL PAY TO GET YOUR RATE INTO THE 4's! The sellers are offering a 2-1 temporary rate buydown, meaning your interest rate will be 2% lower the first year (currently in the 4's!) and 1% lower the second year to help reduce your monthly payments. Prefer a different option? You can also use the seller’s contribution toward a permanent rate buydown or closing costs. OFFER VALID UNTIL NOVEMBER 30TH! ASK FOR MORE INFO! Welcome to 20 Neptune, a true waterfront retreat for those who crave privacy, connection to nature, and everyday comfort without compromise (and NO FLOOD INSURANCE!). Nestled along the quiet banks of the Gunpowder River with direct access to the Bay, this home delivers a lifestyle that feels like a getaway but functions beautifully for everyday living. The island behind the property is protected land that will never be developed. It also acts as a buffer during major storms. When the leaves fall, the view beyond that island expands beautifully. Experience a resort-like setting here. The saltwater pool and spa are framed by native perennial gardens, intentionally planted for color, privacy, and ease of care through every season. From your private dock with boat lift, kayak launch, and gazebo, you can start your day on the water and end it with sunset views that never grow old. Inside, the layout flows easily between indoor and outdoor spaces. Whether hosting friends or enjoying a quiet morning by the water, this home was designed for effortless living. Thoughtful updates bring modern comfort: heated tile floors, a Trane High-Efficiency HVAC (2021), paid-in-full solar panel system, and crawlspace encapsulation for efficiency and healthier air. The owner’s suite is a private retreat of its own, complete with a walk-in closet, spa-inspired bath, and balcony overlooking the water. Every space here feels intentional, warm, welcoming, and ready for the next chapter of its story. This is a home for those who cherish natural beauty, lasting comfort, and a lifestyle that flows as easily as the river it overlooks. At 20 Neptune, every sunrise, tide, and breeze feels like an invitation to slow down and live fully. Welcome home!

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Listing Snapshot
Price 
$675,000
Days On Site 
56 Days
Bedrooms 
3
Inside Area (SqFt) 
2,100 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
0.37 Acres
Year Built 
1971
MLS® Number 
MDHR2047030
Status 
Active
Property Tax 
$4,138
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Assessor
Friends & Family
Recent Activity
6 days agoListing updated with changes from the MLS®
a week agoPrice changed to $675,000
3 weeks agoStatus changed to Active
2 months agoListing first seen on site
General Features
Acres 
0.37
Attached Garage 
Yes
Energy Features 
Solar
Foundation 
Slab
Garage 
Yes
Garage Spaces 
1
Levels 
Two
Parking 
Garage Door OpenerConcreteOff StreetGarageInside EntranceAttached
Parking Spaces 
3
Property Sub Type 
Single Family Residence
Security 
Security Lights
Sewer 
Public Sewer
Special Circumstances 
Standard
SqFt Above 
2100
SqFt Total 
2100
Style 
Colonial
Water Source 
Public
Zoning 
R3
Interior Features
Appliances 
Gas RangeGas OvenCooktopGas Water HeaterDishwasherDisposalDryerExhaust FanMicrowaveRange HoodRefrigeratorWasher
Basement 
Crawl Space
Cooling 
Central AirCeiling Fan(s)Electric
Flooring 
WoodCarpetCeramic TileHardwood
Heating 
Exhaust FanNatural GasForced AirRadiant
Interior 
Recessed LightingWalk-In Closet(s)Ceiling Fan(s)Open Floorplan
Laundry Features 
Laundry RoomMain Level
Spa 
Yes
Window Features 
ScreensBay Window(s)
Laundry 
Level - Main
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Exterior Features
Construction Details 
StoneVinyl Siding
Exterior 
Balcony
Fencing 
Wrought Iron
Frontage 
Waterfront
Lot Features 
WetlandsWoodedCul-De-SacWaterfallWaterfront
Patio And Porch 
Patio
Pool Features 
FencedIn GroundPool/Spa ComboSalt WaterPrivate
Private Pool 
Yes
Roof 
Shingle
Spa 
Yes
View 
Water
Waterfront 
Yes
Waterfront Features 
River Front
Waterview 
Water
Windows/Doors 
ScreensBay Window(s)
Community Features
Accessibility Features 
Therapeutic Whirlpool
Community Features 
Sidewalks
School District 
HARFORD COUNTY PUBLIC SCHOOLS
Schools
School District
HARFORD COUNTY PUBLIC SCHOOLS
Elementary School
Unknown
Middle School
Unknown
High School
Unknown
Listing courtesy of EXP Realty, LLC



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Source: Walkscore
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